The Ganja Growers and Producers Association of Jamaica (GGPAJ) is proposing the National Peoples' Cooperative Bank as a solution to the banking services conundrum in which the country's fledgling legal marijuana industry finds itself. The GGPAJ says entrepreneurs are having a difficult time establishing businesses because the island's commercial banks are refusing to accept ganja money. Special advisor to the GGPAJ, Orville Silvera says a cannabis bank, using the existing PC bank system, would relieve mainstream financial institutions of the apprehension surrounding facilitating transactions linked to ganja. (See also: Shaw says no to PC Bank as financial institution for ganja)